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A Smarter, Sharia-Compliant
Investment
Solution for Your Business

Grow your corporate funds with a secure Wakala-based investment product — offering expected
profits and exclusive prize opportunities across multiple tiers.

DEPOSIT

Sahobat Investment Deposit

Sahobat is a Sharia-compliant investment deposit designed for corporate entities seeking a reliable and ethical way to grow their capital. Through a Wakala arrangement, Aafaq invests your funds in approved Sharia-compliant activities, offering expected profits and eligibility for prize draws.

BENEFITS

Why Businesses Choose Sahobat

Sharia-Compliant Investment Structure

Built on Wakala principles, ensuring ethical and compliant fund management.

Flexible Tiers for Every Organization

Options for short-term and long-term investment strategies across Regular, Gold, and Platinum tiers.

Expected Profit Returns

Transparent profit distribution cycles aligned with deposit duration and tier type.

Additional Prize Rewards

Participate in structured prize draws for added value on your investment.

OPTIONS

Structured Investment.
Predictable Value.

Fresh deals that can drive your decision to apply today. Keep it seasonal and updated.

Regular Sahobat

Profits distributed annually at maturity
Early withdrawal before 12 months: no profit payable
Prize eligibility: 1 coupon per AED 500 maintained
Monthly & quarterly draws offered

Sahobat Gold

Minimum investment balance: AED 25,000
Profits distributed quarterly
Prize eligibility: 1 coupon per AED 25,000
Quarterly draws with higher prize value

Sahobat Platinum

Minimum investment balance: AED 100,000
Profits distributed quarterly
Prize eligibility: 1 coupon per AED 100,000
Quarterly draws and premium prize categories

In addition to expected profit returns, Sahobat offers monthly and quarterly prize draws.

Your organization’s investment balance determines the number of entries — offering
your business an opportunity to earn additional cash rewards simply by maintaining
funds in the account.

Draws and Prizes

CATEGORY MONTHLY DRAW NO OF WINNERS PRIZE MONEY QUARTERLY DRAW NO OF WINNERS PRIZES
Regular 1 10 Ð 500 1 3 Ð 5K, 2K and 1K
Gold 0 0 0 1 5 Ð 15,000
for each winner
Platinum 0 0 0 1 5 Ð 15,000
for each winner
RATES

Expected Sahobat Profit Rates

2.00% Regular Sahobat
3.00% Sahobat Gold
4.00% Sahobat Platinum

Profit rates are subject to change on a weekly basis. Aafaq Islamic Finance does not assume responsibility for any variations that may occur during this period

Start Your Sahobat Investment Today

Speak with our team to discuss how Sahobat can support your organization’s financial objectives.

    Aafaq Islamic Finance is licensed and regulated by the Central Bank of the UAE. All products and services are offered in
    accordance with Sharia principles approved by Aafaq’s Sharia Supervisory Board.

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